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Bonzai centralizes cash flow, equity, and expenses across your entire portfolio — so you stop guessing and start growing.
Features
One place for every number that matters — no more spreadsheets, no more guessing.
Portfolio dashboard
Cash flow, equity, and debt across every property — updated as you go.
Scenario analysis
Model rent growth, vacancy, and refinancing. See your 10-year IRR before you commit.
Mortgage tracker
Amortization, renewal dates, and principal vs. interest — all in one view.
Income & expenses
Track rent, repairs, and fees. Net cash flow calculated automatically.
Key date calendar
Lease renewals, mortgage maturities, and tax deadlines — with reminders so nothing slips.
Calculators
Mortgage, refinance, HELOC, and break penalties — run the numbers before you decide.
How it works
Add your properties
Enter your address, purchase price, and mortgage details. About 5 minutes per property.
Log income & expenses
Track rent and costs. Bonzai calculates net cash flow automatically.
See your true returns
Cap rate, cash-on-cash return, equity growth, and 10-year forecasts — all in one place.
Why Bonzai
No finance background needed
Plain-language metrics with inline explanations. You always know what you're looking at and why it matters.
All your data in one place
Properties, mortgages, leases, and documents — connected and always in sync. No copy-pasting between tabs.
Built for Canadian investors
CAD-native, with Canadian mortgage structures, amortization periods, and tax-relevant expense categories built in.
Set up your portfolio in under 15 minutes.
No credit card required.